Jonathan Borrette Spirit West Certified Planning, LLC Jonathan Borrette, is a U.S. Navy Veteran and Arizona Licensed Health and Life Agent with Spirit West Certified Planning, LLC. Specializing in Medicare Advantage, Medicare supplements, and long-term-care insurance, Jonathan is happy to meet with clients at his Gurley Street office and also makes old-fashioned house calls upon … Read More…
by Travis Schultz, Owner and Licensed Mortgage Broker, Smart Mortgage Are reverse mortgages not all they’re cracked up to be? Can they truly add the stability you need for financial planning and your retirement, or are they just another way to steal away your home, equity or inheritance? Since the product began back in 1989, … Read More…
It may be time to schedule your retirement checkup by Ronald Stevenson and Barbara Clark Stevenson When was the last time you reviewed your financial life? In the same way that it’s important to go to the doctor for a physical, comprehensive retirement checkups are crucial to your financial success down the road. In today’s … Read More…
by The team of independent financial advisors at Stratos Wealth Partners Wondering what to do with your annual IRA required minimum distribution? If you can live without the income (and taxes) that a large minimum distribution (RMD) generates, think about taking a qualified charitable distribution (QCD) from your traditional individual retirement account (IRA) to satisfy … Read More…
by Sharon M. Flack, Attorney, Musgrove Drutz Kack & Flack, PC With a new year approaching, it’s time to make some resolutions. If you don’t have an estate plan, creating one should be at the top of your list. Estate plans come in all shapes and sizes, from the very simple to the incredibly complex. … Read More…
by Parshalla Wood, Financial Consultant, Wedbush Securities Regardless of your age, you’ve probably spent some time wondering about your retirement. Will you travel? Will you maintain the same lifestyle? At what age will you retire? The more you ask yourself some of these questions, the more daunting the retirement-planning process seems. By accounting for commonly … Read More…
by Anne B. Wenzel, CPA, Tiensvold Shaffer Wenzels CPA’s PLLC Death and taxes, that’s what we say, right? The two things that are for certain. For those of you who lost loved ones this year, I hope they moved on to a better, more comfortable place and you can find peace in your memories of … Read More…
by Kate Jenkins, Branch Manager, Evergreen Home Loans Recasting a loan involves applying a lump sum of money to the unpaid principal balance of a conventional loan resulting in lower monthly payments. You can also cancel private mortgage insurance if you reduce your loan balance at or below 80 percent of the original value.* Example … Read More…
by John Dunkel, CFP®, MBA, Vice President – Financial Consultant, Charles Schwab & Co. The stock market has entered a more volatile period of time, and more frequent ups and downs in the market impact not only your portfolio, but also your emotions as you try to ensure you have enough savings to make it … Read More…
by Will Hepburn Investment success is less about picking the best investments and more about not losing money when those pesky market cycles turn down. My new book “Why Bad Things Happen to Good Investments” has the premise that no one ever buys a bad investment. Then why do so many of us take deep … Read More…