FINANCIAL PLANNING & WEALTH MANAGEMENT EXPERTS

Jonathan Borrette Spirit West Certified Planning, LLC Jonathan Borrette, is a U.S. Navy Veteran and Arizona Licensed Health and Life Agent with Spirit West Certified Planning, LLC. Specializing in Medicare Advantage, Medicare supplements, and long-term-care insurance, Jonathan is happy to meet with clients at his Gurley Street office and also makes old-fashioned house calls upon … Read More…

MAKING CHARITABLE GIFTS USING YOUR IRA CAN BE A BIG TAX ADVANTAGE

by The team of independent financial advisors at Stratos Wealth Partners Wondering what to do with your annual IRA required minimum distribution? If you can live without the income (and taxes) that a large minimum distribution (RMD) generates, think about taking a qualified charitable distribution (QCD) from your traditional individual retirement account (IRA) to satisfy … Read More…

PLAN YOUR BEST LIFE: 4 MISTAKES TO AVOID IN RETIREMENT

by Parshalla Wood, Financial Consultant, Wedbush Securities Regardless of your age, you’ve probably spent some time wondering about your retirement. Will you travel? Will you maintain the same lifestyle? At what age will you retire? The more you ask yourself some of these questions, the more daunting the retirement-planning process seems. By accounting for commonly … Read More…

RETHINK. RECAST. REDUCE.

by Kate Jenkins, Branch Manager, Evergreen Home Loans Recasting a loan involves applying a lump sum of money to the unpaid principal balance of a conventional loan resulting in lower monthly payments. You can also cancel private mortgage insurance if you reduce your loan balance at or below 80 percent of the original value.* Example … Read More…