by Blake Herzog “Wealth management” by name alone implies that it’s a service for people with high net worth — a lot of dough to spend or invest. But it’s the middle class families and retirees on down who really need it, simply because they don’t have as much wealth to spare. Luckily, this can … Read More…
by Ronald Stevenson and Barbara Clark Stevenson, Owners, American Financial Investments, LLC If you’ve ever visited New York City, you may have seen the famous bull statue in the financial district. That bull is considered a sign of optimism, indicative of what’s known as a bull market, referring to a time when the stock market … Read More…
By Donna Linton, Reverse Mortgage Adviser, Sterling Mortgage Services Provided By Bill Binkey, Hecm Vice President, The Federal Savings Bank Every professional in the reverse mortgage field works tirelessly to help the public overcome the never-ending misconceptions that have been plaguing our industry for three decades. We have had some positive PR, but we are … Read More…
Jonathan Borrette Spirit West Certified Planning, LLC Jonathan Borrette, is a U.S. Navy Veteran and Arizona Licensed Health and Life Agent with Spirit West Certified Planning, LLC. Specializing in Medicare Advantage, Medicare supplements, and long-term-care insurance, Jonathan is happy to meet with clients at his Gurley Street office and also makes old-fashioned house calls upon … Read More…
by Travis Schultz, Owner and Licensed Mortgage Broker, Smart Mortgage Are reverse mortgages not all they’re cracked up to be? Can they truly add the stability you need for financial planning and your retirement, or are they just another way to steal away your home, equity or inheritance? Since the product began back in 1989, … Read More…
It may be time to schedule your retirement checkup by Ronald Stevenson and Barbara Clark Stevenson When was the last time you reviewed your financial life? In the same way that it’s important to go to the doctor for a physical, comprehensive retirement checkups are crucial to your financial success down the road. In today’s … Read More…
by The team of independent financial advisors at Stratos Wealth Partners Wondering what to do with your annual IRA required minimum distribution? If you can live without the income (and taxes) that a large minimum distribution (RMD) generates, think about taking a qualified charitable distribution (QCD) from your traditional individual retirement account (IRA) to satisfy … Read More…
by Sharon M. Flack, Attorney, Musgrove Drutz Kack & Flack, PC With a new year approaching, it’s time to make some resolutions. If you don’t have an estate plan, creating one should be at the top of your list. Estate plans come in all shapes and sizes, from the very simple to the incredibly complex. … Read More…
by Parshalla Wood, Financial Consultant, Wedbush Securities Regardless of your age, you’ve probably spent some time wondering about your retirement. Will you travel? Will you maintain the same lifestyle? At what age will you retire? The more you ask yourself some of these questions, the more daunting the retirement-planning process seems. By accounting for commonly … Read More…
by Anne B. Wenzel, CPA, Tiensvold Shaffer Wenzels CPA’s PLLC Death and taxes, that’s what we say, right? The two things that are for certain. For those of you who lost loved ones this year, I hope they moved on to a better, more comfortable place and you can find peace in your memories of … Read More…